Physician, Resident, and Medical Student Program

 

What makes The Tom Williams Group specialists in assisting Physicians, Residents and Medical Students?

The Tom Williams Group is an established real estate company consisting of Broker, Tom Williams, his wife Ginger Williams, Realtor, and sister Kathy Jordan, Realtor, GRI. We represent sellers and buyers with millions of dollars of real estate transaction every year.

 

Because we have had many years’ experience assisting physicians and other medical professionals in buying or selling their homes, we designed the Physician, Resident and Medical Student Program. We are keenly aware of the needs of busy medical professionals and their permanent or temporary housing needs. We have the staff to help coordinate your move and to help you get to know the Indianapolis area.

 

We keep informed of financial, mortgage and special program options available for medical professionals and can help you decide which choice is best for you.

Most importantly, we have the market expertise, education and negotiating skills to save you thousands of dollars and help you avoid costly or embarrassing real estate investment mistakes.

 

Frequently Asked Questions….

 

Can I really buy a home in the Indianapolis area on a resident’s salary or with student loans?

Yes, Indianapolis is one of the most affordable and least volatile housing markets in the United States. You are fortunate to have selected this market – most other medical school areas have little to no affordable housing for those looking to make real estate investments while still in school or residency.

 

Additionally, with the assistance of our trustworthy network of lending professionals and financial planners, we will help you select the proper financing in order for you to achieve your goal of home ownership.

 

I don't have any money and have lots of student loan debt. Can I still get a loan?

Yes, it’s possible. With today’s turbulent mortgage industry, you need the knowledgeable assistance of The Tom Williams Group. Mortgage rates have never been lower than they are now and still mortgage companies are more and more restricted to whom they can lend money. Many lending institutions offer doctors, residents and medical students very attractive mortgage options – some with no money down or allow you to use your student loans as income. Why do they do this? Because, physicians have long been reliable members of the community, so this coupled with your long term income prospects, makes good business sense to help you now.

 

Will renting or owning be best for me?

The answer to this varies and is unique to every person. For some, renting an apartment or home near the hospital or school is the best choice, especially if yard work and maintenance are not appealing. On the other hand, for those who want to build credit and invest in home ownership, purchasing a home or condo may be an ideal way to build equity for future home purchases or to establish your medical practice.

 

Before you make a decision to rent or buy, contact The Tom Williams Group at 317-253-7990 so that we can discuss your personal situation. We will review your future goals and calculate rental or purchasing scenarios for you. We will then give you a tour of the Indianapolis area, discuss housing options and neighborhoods and can set up meetings for you with lending and financial professionals – all at no obligation.

 

Can you help me buy a new home from a builder or help me find construction professionals?

Yes, we have assisted many people with the construction or purchase of a newly built home. The Indianapolis area is saturated with new or next-to-new homes. We recognize this is an area for you to be extremely cautious. If you are interested in purchasing or building a new home, please call us at 317-253-7990 for guidance and knowledgeable real estate advice.

 

If you are considering a new home in a semi-custom or tract development, remember the builder is the seller and new home salespeople work for the builder not you. These salespeople often have no license or formal training to sell real estate and have no fiduciary responsibility to you. Yet many of these salespeople advise buyers as if they do. Please allow The Tom Williams Group to represent you in this type of real estate transaction. It costs you nothing more and may even save you thousands in negotiating, décor selections, inspections and ultimately – the all important – resale value.

 

If you would like to build a custom home, we will assist you with site selection, help you hire the builder that best suits your needs, and direct you to other construction, architect and design specialists. Once again, our professional assistance comes to you at no additional cost.

 

I want to see a home, should I just call the agent on the sign?

There are pitfalls and risks to calling the agent on the sign. Proceed with caution, knowing that the agent represents the seller and not you. Always tell the agent that you are working with The Tom Williams Group. Better yet, email us at Info@LiveInIndy.com and allow us to do all your homework and we will make the contact. As part of our professional service to you, one of our staff members is always available to show you a property. We will review properties, and ask the right questions of the listing agent.

 

A physician I work with recommended their agent, what's the difference?

Our Physician, Resident and Medical Student Program is designed to allow you to focus on your work and school – not on your real estate transaction. The Tom Williams Group is the only real estate team to have the credentials, professional network and staff to make your transition easy and allow you to achieve your home ownership goals.

 

To get started on your move, please contact The Tom Williams Group at info@LiveInIndy.com or 317-253-7990.